Invest

Invest in USD Coin (USDC) securely with Mukuru, powered by VALR

Looking For A Smart Way To Invest?

USD Coin is a stable, USD-backed digital currency that keeps your money safe from currency ups and downs. With Mukuru and VALR, you can buy and hold USD Coin with ease – all from your phone.

Why Invest in USDC with Mukuru

Your investment is safe & secure

Backed by real US dollar reserves, ensuring reliability.

Instantly Buy and Sell USDC with ease

24 hour access via WhatsApp

Pay no monthly fees

Protect against inflation

Invest in USD Coin (USDC) securely with Mukuru

Start Investing Now

How to Invest in USDC

How to Get Started:

Sign up on WhatsApp
Sign up with Mukuru’s WhatsApp and Select “Invest Option to open your USD Coin Pocket

Cash-in to your Pocket
Cash-in ZAR into your USD Coin Pocket and Pay at your nearest Retailer. Your ZAR balance will reflect in your USDC Pocket

Buy USDC
Choose how much USDC you want to purchase-your balance updates instantly at the current rate.

Hold and Track Your Investment
Store your USDC securely and track your investment overtime

Sell and Cash-out
Convert USDC back to ZAR and withdraw your funds whenever you need.

Invest today

Cash-in and Cash-out Points

Cash-in:

Pick n Pay/Boxer (Limit: R10,000)
Shoprite/Checkers/uSave (Limit: R5,000)
SPAR (Limit: R5,000)
TopItUp (Limit: R3,000)
Game/Makro/Builders (Limit: R50,000)

Cash-Out:

Cash-out via Wicode at Shoprite, Checkers, uSave, Pick n Pay (Limit: R3,000 per Wicode)

Frequently Asked Questions

What is a stablecoin, and how is USDC different from other cryptocurrencies?

A stablecoin is a type of cryptocurrency that is pegged to a stable asset like the US Dollar. Unlike Bitcoin or Ethereum, USDC maintains a stable value, making it ideal for payments and savings.

Is my money safe when using USDC with Mukuru?

How do I cash out my USDC into ZAR?

Can I send USDC to someone outside of Mukuru?

Are there fees for buying or selling USDC?

Do I need a bank account to use USDC?

Learn More About Digital Currencies

At Mukuru, we want you to make informed financial decisions. Here are some helpful resources, explore these articles to get started:

USD Coin

Monthly Fee : FREE

CASH-IN VALUE	CASH-IN FEE
R50 – R100	7.5
R101 – R500	15
R501 – R1,000	20
R1,001 – R1,500	25
R1,501 – R2,000	30
R2,001 – R2,500	35
R2,501 – R3,000	40
R3,001 – R3,500	45
R3,501 – R4,000	50
R4,001 – R4,500	55
R4,501 – R5,000	60
R5,001 – R5,500	66
R5,501 – R6,000	72
R6,001-R6,500	78
R6,501 – R7,000	84
R7,000 – R7,500	90
R7,501 – R8,000	96
R8,001 – R8,500	102
R8,501 – R9,000	108
R9,001 – R9,500	114
R9,501 – R10,000	120
R10,001 – R11,000	131
R11,0001 – R12,000	142
R12,001 – R13,000	153
R13,001 – R14,000	164
R14,001 – R15,000	175
R15,001 – R16,000	186
R16,001 – R17,000	197
R17,001 – R18, 000	208
R18,001 – R19,000	219
R19,001 – R20,000	230

CASH-OUT VALUE	CASH-OUT FEE
R1- R100	11
R101 – R500	25
R501 – R1,000	30
R1,001 – R1,500	35
R1,501 – R2,000	40
R2,001 – R2,500	45
R2,501 – R3,000	50
R3,001 – R3,500	55
R3,501 – R4,000	60
R4,001 – R4,500	65
R4,501 – R5,000	70
R5,001 – R5,500	75
R5,501 – R6,000	80
R6,001-R6,500	85
R6,501 – R7,000	90
R7,000 – R7,500	96
R7,501 – R8,000	102
R8,001 – R8,500	108
R8,501 – R9,000	114
R9,001 – R9,500	120
R9,501 – R10,000	126
R10,001 – R11,000	137
R11,0001 – R12,000	148
R12,001 – R13,000	159
R13,001 – R14,000	170
R14,001 – R15,000	181
R15,001 – R16,000	192
R16,001 – R17,000	203
R17,001 – R18, 000	214
R18,001 – R19,000	225
R19,001 – R20,000	236

CARB (Pty) Ltd, with registration number 2013/057752/07, is a registered and certified third-party payments provider. The Invest Service is offered by VALR (Pty) Ltd, which is a licensed financial services provider (FSP #53308). Please be aware that trading or investing in crypto assets involves risk and may result in capital loss due to market fluctuations or regulatory changes.

Terms and conditions apply.