Mukuru Funeral Cover
Planning your funeral might be the last thing on your mind, but don’t let your loved ones carry the burden
All Cover Options Include These Benefits
Guaranteed cash payouts for insured lives
Repatriation across all of Southern Africa
Accidental death benefit
Mukuru Funeral Policies
Plan for a dignified funeral with a selection of 4 cover options available to suit your needs. When you sign up for the Mukuru Funeral Cover you can get a cash lump sum to pay for funeral expenses such as a coffin and food.
Cover Options
Choose the cover option that best suits your needs
Send Me HomeCover for individual known as the main member |
Send Me Home GoldPremium cover for an individual main member |
Send Us Home ParentCover for a main member, spouse & 4 children |
Send Us Home FamilyCover for a main member, spouse & 4 children |
|
| Monthly Premium | R30 | R55 | R80 | R120 |
| Main Member total cash pay-out | R15 000 | R30 000 | R25 000 | R30 000 |
| Spouse | R22 000 | |||
| Child (14-21) | R7 500 | R7 500 | ||
| Child (6-13) | R5 000 | R5 000 | ||
| Child (0-5) | R2 500 | R2 500 | ||
| Accidental Death | R15 000 | R15 000 | R15 000 | R15 000 |
| Repatriation* | Every country in Southern Africa | |||
| Value assistance lines* | Teacher | Legal | Trauma | Debt & Credit | |||
| Extended Family Benefits | You can add 4 family members from 21 years and older as per premiums shown | You can add up to 4 adults and 2 children as per premiums shown | You can add up to 4 adults and 2 children as per premiums shown | |
All cover plans are subjected to a six (6) month waiting period from commencement of cover for natural death. There is no waiting period for accidental death. *Non-Guardrisk product
Protect Your Family
Get Mukuru Funeral Cover
Extended Family Funeral Cover
Choose the cover option by age category that best suits your needs
Option 1 |
Option 2 |
Option 3 |
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| Age Category | Cover | Monthly Premium | Cover | Monthly Premium | Cover | Monthly Premium |
| 0 – 11 Months | R 1 500 | R3.50 | R 3 000 | R7.00 | R 4 500 | R10.50 |
| 1 – 5 Years | R 2 500 | R3.50 | R 5 000 | R7.00 | R 7 500 | R10.50 |
| 6 – 13 Years | R 3 500 | R3.50 | R7 000 | R7.00 | R10 500 | R10.50 |
| 14- 18 Years | R5 000 | R3.50 | R10 000 | R7.00 | R15 000 | R10.500 |
| 19 – 55 Years | R5 000 | R20.00 | R10 000 | R40.00 | R15 000 | R60.00 |
| 56 – 65 Years | R5 000 | R25.00 | R10 000 | R50.00 | R15 000 | R75.00 |
| 66- 75 Years | R5 000 | R30.00 | R10 000 | R60.00 | R15 000 | R90.00 |
| 76 – 85 Years | R5 000 | R40.00 | R10 000 | R80.00 | R15 000 | R120.00 |
We believe everyone matters, which is why Mukuru Funeral Cover will give you peace of mind knowing that your extended family members can also be covered.
Cover options:
Send Me Home Cover
Cover for an individual known as the Main Member
Send Me Home Gold
Premium cover for an individual known as the Main Member
Send Us Home Parent
Cover for a Main Member and 4 Children
Send Me Home Family
Cover for a Main Member, Spouse and
4 Children
Extended Family Funeral Cover
Choose the cover option by age category that best suits your needs
Pay Your Mukuru Funeral Cover Premiums With Ease!
Ensure you are fully covered for the unexpected by making sure your premium payments are up to date.
Mukuru Funeral cover premiums are billed on the 2nd of every month
Mukuru Card
Retail Partners
FNB Account Holders
Customers using ABSA, Standard Bank, Nedbank and Capitec
Customer Testimonials
“Best decision I could have ever made”
I first got the Mukuru Card and loved it, but I was a bit skeptical about getting the Funeral Cover. It turns out that it was the best decision I could have ever made. When my husband suddenly passed away, I received the full pay-out and repatriation was offered – I was surprised! The pay-out was enough for the funeral arrangements and the service from Mukuru was great!
Read more…
“I received the full pay-out soon after submitting the documents”
Great customer service! Mukuru constantly followed up with me, they assisted me in completing and compiling the required documents and the consultant was very empathetic. I received the full pay-out soon after submitting the documents. I have referred a lot of my friends and family and will continue to do so.
Read more…
“My main reason for taking the cover was for the repatriation benefit”
As a Mukuru customer, I trusted Mukuru when they told me about their Funeral Cover. My main reason for taking the cover was for the repatriation benefit, because it can get expensive. After the excellent service I received, I would definitely recommend Mukuru Funeral Cover to my friends and family.
Read more…
Repatriation Offering
ON CALL
The service is provided through the Europ Assistance Contact Centre, 24 hours a day, 7 days a week and 365 days a year.
COMING BACK HOME
Within South Africa and neighbouring countries, repatriation is arranged for the deceased when the body is more than 100km from their place of residence/home.
A HELPING HAND
We assist with the necessary documentation and co-ordination with the authorities to transport the deceased’s mortal remains back home.
FINDING PEACE
The benefit includes the transfer of ashes of the deceased to their place of residence after cremation.
YOUR AID
If family clients are required to identify the deceased, or wish to accompany the deceased to the final funeral home, closest to the place of burial, accommodation for one night is arranged and paid for. (Value: R1000)
Angola 
Bangladesh
Botswana
Burundi
Cameroon
China
DRC
eSwatini
Ethiopia
European Union
Ghana
India
Kenya
Lesotho
Malawi
Mozambique
Nigeria
Pakistan
Rwanda
Somalia
South Africa
Tanzania
Uganda
United Kingdom
United States of America
Zambia
Zimbabwe