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Mukuru Funeral Benefit

Get REWARDED with our Mukuru Funeral Benefit worth up to R15 000 at ZERO COST to you when sending over R700 every month.

Send R700 or More With Mukuru and Get Rewarded

The monthly benefit is worth up to R15 000 and will payout the following amounts to your beneficiary in the event of death

  • R5 000 natural death – guaranteed cash pay-out to the beneficiary in the event of the Mukuru customer/sender passing away.
  • R5 000 accidental death – the beneficiary will be paid an additional R5 000 in the event of the sender passing away due to accidental death (if applicable).
  • R5 000 riots – The beneficiary will be paid an additional R5 000 if the sender passes away due to a riot (if applicable). 

How to Get the Mukuru Funeral Benefit?

  • Create an international Mukuru money transfer order of R700 or more on our Whatsapp (+2786 001 8555) or USSD (*130*566#) channel
  • Pay for it at any one of our Mukuru branches, using your Mukuru Card or at one of our partners
  • Opt into the Mukuru Funeral Benefit on our WhatsApp or USSD channels by selecting option 4 on the main menu and completing the details of your beneficiary. That’s it!
  • To maintain the benefit, you need to send R700 or more every month.

Please note: The benefit will cover you, as the sender, for the following month.  So, if you send over R700 on 5 September, the benefit will start on 1 October and the beneficiary will be paid out the respective amount should you pass away during the month of October. To keep this benefit active, you need to send R700 or more internationally every month.

Already sent over R700?

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Mukuru Funeral Cover

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with Mukuru

Get rewarded with our Monthly Mukuru Funeral Benefit worth up to R15 000 – at NO COST to you!

Ways to Sign Up for Free


  • You must be a Mukuru customer to be eligible for this benefit visit self-service platforms: Main Menu- Insurance- Mukuru Funeral Benefit (Whatsapp, USSD) for more information and T&Cs
  • For now, customers will only qualify for the benefit if they create their order via Whatsapp and USSD. We are working on having it on the App and we will notify customers as soon as it’s live
  • Only customers sending R700 or more internationally will qualify for the Mukuru Funeral Benefit
  • Under this Mukuru Funeral Benefit, customers will be covered for one calendar month only
  • Customers do not automatically qualify for the full R15 000 cover. The R5 000 funeral cover is a guaranteed amount. The cause of death shall determine if the accidental death cover and/or death due to riots-cover is to be paid out.
  • Accidental Death & Riot subject to additional requirements as set out in claims requirement documentation.
  • Mukuru Financial Services (Pty) Ltd is an authorised FSP (FSP 45517).  Underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP 76) and licensed life insurer. Administered by Siyavika Risk Solutions (Pty) Ltd (FSP 44999).


Is there any paperwork that needs to be filled in?

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I signed up for the Mukuru Funeral Cover last year. Will this Funeral Benefit cover me and my family too?

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Do I still need to pay for premiums for my Mukuru Cover if I have the Mukuru Benefit?

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Can I add my mom to this benefit as well?

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I created my money transfer order via the Mukuru App and I see that I’m not being covered by this benefit?

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I sent a local money transfer of R800 to my cousin who lives in South Africa too – but I didn’t get the Funeral Benefit?

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What does it cost?

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Can I change my beneficiary?

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Can my beneficiary be non-South African?

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I have sent a total of R700 this month, but did not qualify again for the Mukuru Funeral Benefit?

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How to Claim

Call us on 086 001 8556 or email us directly at [email protected]

FOR MORE INFORMATION ON THE MUKURU FUNERAL BENEFIT: Contact us on 086 001 8556, request a callback or use the live chat functionality via our Whatsapp channel (option 5 > Help me)

 Mukuru Funeral Benefit is only available to customers in South Africa.

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