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Send Money

Sending money with Mukuru is fast, reliable, and affordable.

Send money now

Ways to Send Money

+260 968 296 066

Create your money transfer order on WhatsApp and send money now.

Send now

USSD

Dial *855#

Use our self-service function on USSD. Send money today.

Dial *855#

Call us

+260 968 296 066

Contact a Mukuru consultant and we will help you with your order.

Call us

It’s Easy to Sign Up and Send Money

Register With Mukuru

Signing up is quick and easy.
Choose 1 of these options with your ID/Passport in hand:

Use WhatsApp
+260 968 296 066

Find Us
Branches

Get Documents Ready

Depending on which account time you wish to sign up for, we may also need to verify some additional information.

Mukuru Lite

Send up to K5 000 per month

What we need from Zambian Nationals:

Basic personal information
Proof of your address
Mobile Number

What we need from Foreign Nationals:

Basic personal information
Proof of your address
Mobile Number
Foreign Identity Document, Refugee Document, Foreign Passport, UN Travel Document or Asylum Papers

NOTE

After your first send, we will call you. We need to verify your details before you can send with us again.

Mukuru Core

Send up to K20 000 per day

What we need from Zambian Nationals:

Basic personal information
Zambia Identity Document, Drivers license
Proof of your address
Confirmation of occupation

What we need from Foreign Nationals:

Basic personal information
Foreign Identity Document, Refugee Document or Foreign Passport
A selfie holding your Identity Document
Proof of your address
Confirmation of occupation

NOTE

We need to verify your documents to activate this send limit. It can take up to 24 hours.

Mukuru Max

Send K100 000 per day

What we need from Zambian Nationals:

Basic personal information
Zambia Identity Document, Drivers license
Proof of your address
Confirmation of occupation

What we need from Foreign Nationals:

Basic personal information
Foreign Identity Document, Refugee Document or Foreign Passport
A selfie holding your Identity Document
Proof of your address
Confirmation of occupation

NOTE

We need to verify your documents to activate this send limit. It can take up to 24 hours.

Add Your Recipient

After successfully registering with Mukuru, add the required recipient information through our WhatsApp or USSD channel to place an order (send money, send groceries etc.)

Place Your Order

Once your recipient details have been saved, you can then place your order on any of the various Mukuru channel/s available in the country you reside (ie. WhatsApp/USSD)

Make Your Payment

Visit any of our Mukuru Branches, Orange Booths or payment partners to pay for your money transfer order.

Collection

Your recipient can collect their cash, receive it directly into their bank account or mobile wallet – the same day! View our list of payout partners.

View payout partners

Get Started

Choose Your Send Limit

Depending on how much money you wish to send, we might require additional documents when you sign up. Choose from our account types below.

WITH LITE

Send up to K5 000 per month

What we need from Zambian Nationals:

Basic personal information
Proof of your address
Mobile Number

What we need from Foreign Nationals:

Basic personal information
Proof of your address
Mobile Number
Foreign Identity Document, Refugee Document, Foreign Passport, UN Travel Document or Asylum Papers

NOTE

We need to verify your documents to activate this send limit. It can take up to 24 hours.